This provision of the Bankruptcy Code is pivotal and a tool that debtors use to protect their rights. The Automatic Stay is governed by 11 U.S.C. 362 and lays out a list of things creditors cannot do once the case is filed. Once the Automatic Stay is initiated, a creditor is forbidden from several things, such as foreclosing on a property, garnishing a person’s paycheck, or even levying their bank account. For people that are dealing with an aggressive creditor, filing for Bankruptcy relief and having the Automatic Stay could be life changing. This strategy is used regularly by our office. For example, if a person is dealing with a foreclosure that has scheduled a sale date of the home, filing for Chapter 13 would initiate the Automatic Stay and not allow that foreclosure to continue. Also, if a person has been served a wage garnishment and now they are facing the fact that their wages will be garnished, filing for the Bankruptcy immediately stops that and saves their money.

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Here at Sacramento Bankruptcy Lawyer, we set ourselves apart from other firms because we provide direct client to attorney contact from the initial consultation all the way through the discharge in your particular case. We will not pawn your case off to a staff member at any point through the process. When you call Sacramento Bankruptcy Lawyer, you WILL speak with local Sacramento Bankruptcy Lawyer Pauldeep Bains. Please call Sacramento Bankruptcy Lawyer ASAP at 916-800-7690 to schedule your FREE in-person or phone consultation with Pauldeep Bains and let Sacramento Bankruptcy Lawyer begin getting you the fresh start that you deserve.

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Do not let another day go by without knowing your legal options. Contact Sacramento Bankruptcy Attorney today and you will hear from our highly qualified and knowledgeable attorney who looks forward to speaking with you at your earliest convenience.


Do not let another day go by without knowing your legal options. Contact Sacramento Bankruptcy Attorney today and you will hear from our highly qualified and knowledgeable attorney who looks forward to speaking with you at your earliest convenience.